I understand insurance is a must-have if you own a car in case your car gets damaged, as repairs can be costly. If you have an accident you would claim from the other party.

However, if you’re involved in an accident and you’re not insured, what usually happens? Do you get arrested and points on your license? Do you pay the other party’s damages all out of your own pocket?

I know to many people this will seem like a daft question, but I don’t drive and I’ve always wondered this.
I live in the UK.

My boyfriend has recently been in an accident. His chiropractor told him that when his application for settling, it should apply to three times the amount of all of its total expenditure. My aunt also said the same thing. I was wondering if anyone knew if there was a law about this or something?

I have a 1998 TownCar. I Have Geico Insurance Full coverage. I was at a red light when i Accidently turned on red and got hit by a suv. I have damage to my front left fender and bumper. Nothing really big. The accident was my fault. If i go through my insurance to fix my car, will my insurance go up?

I had an accident but the other party escaped as he was driving a stolen car.Now MIB(Motor Insurer’s bureau) deals with my claim.Are they any faster with dealing with cases than the usual insurance groups or not?

I was in a small car accident early this morning and my neck has started to feel stiff ten hours later. Could it be whiplash?