What usually happens to an uninsured driver if they have a car accident?
Friday, March 11th, 2011 at
10:32 pm
I understand insurance is a must-have if you own a car in case your car gets damaged, as repairs can be costly. If you have an accident you would claim from the other party.
However, if you’re involved in an accident and you’re not insured, what usually happens? Do you get arrested and points on your license? Do you pay the other party’s damages all out of your own pocket?
I know to many people this will seem like a daft question, but I don’t drive and I’ve always wondered this.
I live in the UK.
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Well, you would be arrested and charged with driving without valid insurance in the UK normally with a IN10 planted on your licence if you had one, which would make it very difficult for you to get insurance in the future as insurers take a dim view on those who drive without valid insurance.
Furthermore, in regards to damages it depends on what the court decides and whether they deem yourself to be liable and able to pay for the damages, you would also likely be looking at being banned from driving or quite possibly a custodial sentence again dependent on the court.